SDJB_Header_Loans What Are Collateral Loans?

Get a Cash Loan, No Credit Check Required

San Diego Jewelry Buyers® (SDJB) offers collateral loans for jewelry, handbags, watches, and luxury goods values at a minimum of $2,500. A collateral loan is much like traditional pawning. You will give us your item as collateral for a cash loan. Because we take possession of the item, we are able to offer an immediate cash loan without needing to check your credit.

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How to Receive a Collateral Loan

If you have a piece of jewelry or a luxury item that you would like to use as collateral for a loan, you will need to make an appointment to visit our offices or request a Sell From Home Kit. We will examine your item carefully in order to determine its value. Once we examine your item, we will offer you a free verbal appraisal. This appraisal will give you important information about your item’s characteristics and history. We will then offer you a fair cash loan.

If you choose to pawn your item with us, you will walk away with your cash loan within minutes of the transaction’s completion. We will issue your item a unique barcode tracking number and will place it in one of our top of the line security safes. These safes are located in our bank-style vault, which is protected by 2 steel doors that require fingerprint scanning for access. You can rest assured that your item is safe while it remains in our possession. Once you have paid back the loan in full, you are free to retrieve your item.

Who We Are

San Diego Jewelry Buyers® (SDJB) is an A+ Better Business Bureau rated jewelry and estate buyer located in the historic Gaslamp Quarter of downtown San Diego. Our buyers are committed to providing excellent customer service, accurate appraisals, and fair cash offers. They have a combined 50+ years of experience in the industry and have unique talents as jewelry dealers, jewelry designers, and diamond cutters. Their experience and dedication ensure that each and every customer receives the best free verbal appraisals and cash loans.

Call 800-557-9413 to Schedule an Appointment

Call us today to schedule a free consultation with one of our buyers to discuss a collateral loan. Or, fill out the form to the right to give us valuable initial information about your item so that we can offer a free phone consultation before you visit our offices or request a Sell From Home Kit.