Written appraisals · Prepared in house
Written Jewelry Insurance Appraisals in San Diego
Written jewelry appraisals for insurance, prepared in house. Typical turnaround is one week. Speak with our specialists about your items and your insurer’s requirements.
907 Sixth Avenue, San Diego, CA 92101 · Sixth & E
Reserved customer parking across the street →
The right valuation starts with its purpose.
An insurance appraisal, a selling offer and a diamond grading report answer different questions. Tell us how you plan to use the information before the assessment. An insurance value is not a promise of what a buyer will pay, and a purchase offer is not a replacement for written insurance documentation.
- Written insurance appraisal: a document for the intended insurance use.
- Verbal purchase or loan evaluation: an offer based on the item and current market.
- Grading report: information about a stone's assessed characteristics, not an offer to buy it.
Bring the piece and the information you have.
Bring your jewelry, any existing grading reports, earlier appraisals or purchase paperwork, and the requirements your insurer has given you. Missing paperwork need not stop an initial conversation. Explain whether you need a new appraisal, an update or documentation for several items so the store can discuss the next step.
Reviews
Honest. Genuine. Professional. The staff is very friendly and knowledgeable, I was very impressed with Kevin’s candor and Janelle’s kindness. There are no pressure tactics, the items are of top-tier quality, and the service is exceptional. I recommend this business to anyone looking for luxury/ designer items and for jewelry buyers/ seller.
View Google profile ↗Such a welcoming environment. Knowledgeable, professional and friendly staff and service . I will continue to use and recommend San Diego Jewelry Buyers for all jewelry needs. You should too! You won’t be disappointed.
View Google profile ↗I had a wonderful experience, Kevin seemed very upfront and knowledgeable about what I was inquiring. The store was easy to access downtown and they even had parking spots for free for customers, which was great and convenient. The store itself was nice looking and professional. The experience itself was no pressure and no hassle. I have no complaints. I would recommend anybody that needed to sell jewelry or gold that they were trying to offload To check them out. Five stars would use again!
View Google profile ↗
Rating and count checked 2026-10-19. See Google for the latest.
Speak with our specialists
Request a written appraisal.
Start with your contact details. You can then add your items, intended use and any insurer requirements. This request is for a written appraisal, not a free verbal purchase or loan offer.
Prepared here. Explained one-on-one.
Written appraisals are prepared in house, with a typical turnaround of one week. We discuss the service and quote with you before proceeding. If you have a deadline or a specific insurer form, tell us at the start. Your insurer determines its documentation requirements and acceptance.
- Tell us the intended use and the items involved.
- Discuss the assessment, quote and expected timing.
- Review your questions with our specialists.
Appraisal experience.
San Diego Jewelry Buyers handles all Navy appraisals in San Diego and has completed appraisals for multiple ships, covering hundreds of items.
Why insurance value and a selling offer differ.
A valuation depends on its intended use, date and relevant market. A signed designer piece, an antique setting, workmanship and the stones can matter beyond metal weight. There is no single resale percentage that correctly prices every piece. If you want to sell instead, ask for our separate free verbal evaluation and purchase offer.
Paperwork, observation and testing have different roles.
A prior report can be useful evidence, but it is not a substitute for examining the item presented. Mounted stones and settings can limit what can be observed. Ask what was examined, what earlier paperwork was used and what limitations matter for your intended use. We can explain which item-specific checks are appropriate; owning an instrument does not mean every piece needs every test.
Questions before you visit.
Is an insurance appraisal the same as a selling offer?
No. A written insurance appraisal and a purchase offer serve different purposes and may use different valuation bases. An insurance value is not a guarantee of a resale price.
Is a diamond grading report an appraisal?
No. A grading report describes a stone's assessed characteristics. It is not an offer to buy the stone or a substitute for the written valuation your insurer may require.
How long does a written jewelry appraisal take?
Our typical turnaround is one week. Tell the store about any deadline and the items involved so we can confirm the expected timing for your request.
Are written appraisals prepared in house?
Yes. San Diego Jewelry Buyers prepares written appraisals in house. Contact our specialists to discuss your items and intended use.
Is a written appraisal the same as your free verbal appraisal?
No. We offer free verbal appraisals for purchase and/or loans with no obligation or pressure to sell. A written insurance appraisal is a separate service; contact the store for a quote.
What should I bring for an insurance appraisal?
Bring the jewelry, any grading reports, earlier appraisals or purchase paperwork you have, and your insurer's requirements. Your insurer determines the documentation it needs and whether it accepts it.
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